Effective Date January 1, 2020
We use your Personal Information only for providing Services and improving the Site. By using the Site, you agree to the collection and use of information in accordance with this policy.
While using our Site, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Additionally, we may collect, to the extent permitted by law, Personally Identifiable Information directly from you, private lists, third party providers and publicly available sources.
Personally Identifiable Information may include, but is not limited information that identifies, relates to describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with you, such as:
We will use and share any information that we collect from or about you in accordance with the LoanSnap Privacy Notice.
In order to keep your information accurate and up to date, you may log into your account to make any necessary changes at any time. This section of the site is password protected to safeguard your information. As a registered user, you can update your legal name, password, physical address, phone numbers, education and employment information.
We may use Personal Information
We do not sell your personal information to anyone. LoanSnap, only shares your personal information with unaffiliated third parties as permitted or required by law. We may share your personal information with our affiliate companies and vendors to improve or personalize your use of the Services or as part of our joint marketing or to provide you with the Services. When LoanSnap, shares your personal information with vendors and Service providers who perform functions on our behalf, we require the security and confidentiality of your information, and limit their use of the information to only what is reasonable and necessary to carry out their work with us and comply with applicable laws and regulations. Please note that, if you are a current borrower, you may not control certain information associated with your loan, that you have already agreed to provide to certain investors as described in your loan agreement. Finally, personal information may be disclosed or transferred as part of, or during negotiations of, a merger, consolidation, sale of our assets, as well as equity financing, acquisition, strategic alliance or in any other situation where personal information may be transferred as one of the business assets of LoanSnap.
You may opt out from us using your personal information to send marketing communications by submitting a request in writing to email@example.com.
Like many site operators, we collect information that your browser sends whenever you visit our Site ("Log Data"). This Log Data may include information such as your computer's Internet Protocol ("IP") address, browser type, browser version, the pages of our Site that you visit, the time and date of your visit, the time spent on those pages and other statistics. In addition, we may use third party Services, such as Google Analytics, that collect, monitor and analyze this.
Cookies are files with small amounts of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a web site and stored on your computer's hard drive. Like many sites, we use "cookies" to collect information to personalize or tailor your experience using the products and Services, to recognize your device to allow your use of our online products and Services, and to improve the design and functionality of the Site. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Site.
The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage, is 100% secure. While we strive to use commercially reasonable means to protect your Personal Information, we cannot guarantee its absolute security.
In addition to the Policy Terms above, California Residents have the following additional rights under the California Consumer Protection Act:
The right to obtain information about the Personal Information that we collect, use, and disclose about you.
In certain circumstances, subject to verification of your identity and your request for deletion as outlined below, we may erase the Personal Information we have retained about you. Please note that there may be circumstances where you ask us to erase your Personal Information, but we are legally entitled to retain it.
In some circumstance, subject to verification of your identity and your request to access your Personal Information, we may provide you with the Personal Information which has been provided electronically about you in readily usable machine-readable format, to the extent technically feasible.
You may submit your request to Know, Delete or Receive your Personal Information by:
Submitting the CCPA ACCESS FORM via:
Your request must include the following information:
For your protection, we may only implement requests with respect to the Personal Information associated with the particular email address that you used to register an account with LoanSnap. We will need to verify your identity before implementing your request. Verification may include, but not be limited to, providing us information you previously provided when registering or accessing a LoanSnap account.
We will respond to your request within 45 days of submission. We may take an additional 45 days to respond, if we provide you with notice and an explanation of the reason for the additional 45-day response time.
The Services are not directed to individuals under the age of eighteen (18), and we do not knowingly collect Personal Data from individuals under 18.
Consumers will not receive discriminatory treatment by LoanSnap for the exercise of their privacy rights outlined above and conferred by the California Consumer Protection Act.