Smart Loans
improve your financial situation.

What is a smart loan?

Gone are the days of gathering and analyzing all your financial information to figure out what home loan is right for you. A smart loan analyzes your financial situation in seconds then offers simple options like “Reduce your debt and save $585 a month.”

We believe in quality, not quantity.

It’s not about the cheap and fast loans for us. Most mortgage companies optimize for interest rates without considering other factors because it’s easy to sell the lowest rate. We analyze your entire financial situation in seconds using cutting edge technology and present you with smart options tailored to you and your family.

Get up to $730 in extra cash per month by paying off credit cards!

Get cash by tapping into your home’s equity!
Get up to $766 per month by lowering your loan payment!

*Examples only. Your options may vary.

30 Year Fixed/4.500%

20 Year Fixed/4.375%

15 Year Fixed/3.875%

10/1 Adjustable/4.250%

7/1 Adjustable/4.125%

5/1 Adjustable/4.125%

Don't take our word for it.

We value your trust so after you choose your smart loan we pair you up with an experienced loan officer who can answer your questions.​

I worked with Heather DeCew on the refinace of my home. She was extremely helpful and researched every option for me. I was eligible for a VA refinance loan. She worked out all the numbers for me, VA, conventional 30  and 15 year loans so I could compare costs and payments.

I would highly recommend her if you are looking to refi or if it is your first home purchase. The one thing I appreciated about her was her no pressure attitude, I do not make my decisions fast and she gave me the time I needed to make the decisions I needed to make.

Robert P. from CA
Reviewed: June 26, 2019

Thank you to Senior Mortgage Banker Steven Page and the entire LoanSnap team.  My refinance went smoothly and quickly.  The document requests were reasonable and communication throughout the process was excellent.  I shopped around and am glad I chose LoanSnap for my mortgage needs.  I wouldn’t hesitate to recommend them to family and friends.

Richard A from CA
Reviewed: March 18, 2019

Thank you LoanSnap for your hard work in helping me refi my mortgage! I needed to refi due to debt consolidation. Had worked with 2 other different loan companies prior to LoanSnap. They couldn’t finish the job. My credit was pulled and my scores were dropping. I was about to give up. I am glad I replied to the email from LoanSnap and made the call. Thank you Naomi for being available from start to finish!

Nick K. from CA
Reviewed: October 1, 2018

I just refinanced my house with LoanSnap. This company is amazing. Everyone I dealt with was friendly, knowledgeable, and willing to answer my questions. I would highly recommenced LoanSnap to anyone that is looking to refinance their home. My loan officer was Dyllon B., I would highly recommend him. He is very knowledgeable and makes the whole process seem easy.

Luis from Chula Vista, CA
Reviewed: September 9, 2018

I want to thank Naomi Bakr and Janeen Cadwell for the great job on getting our loan done. They both put up with all my questions. They were so patient with me. Kept my rate low. Great job and will definitely use LoanSnap again.

Brian D. from CA
Reviewed: August 8, 2018

LoanSnap was great in handling the refinancing of my home and I must give great shoutout to Olivia and Ranee because they were professional, courteous and efficient in the handling all of my refinancing. They kept me in the loop in all of the stages of the process. I will definitely tell others about LoanSnap.

Tommy Y. from Cathedral City, CA
Reviewed: July 16, 2018

Try it. It's a snap.


LoanSnap analyzes your entire financial picture and makes recommendations in seconds.

Saves time

Stop wasting time filling out forms and analyzing your financial information. Let us do the work for you.

Peace of mind

LoanSnap keeps track of your financial situation in real-time ensuring you have the best loan now and in the future.
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