Smart Loans

navigate your financial future
What is a smart loan?

Gone are the days gathering and then analyzing all your financial information to figure out what home loan is right for you. A smart loan analyzes your financial situation in seconds then offers simple options like "reduce your debt and save $585 a month."

We believe in quality, not quantity.

It’s not about the cheap and fast loans for us. Most mortgage companies optimize for interest rates without considering other factors because it’s easy to sell the lowest rate. We analyze your entire financial situation in seconds using cutting edge technology and present you with smart options tailored to you and your family.

 smart loans

Get up to $730 in extra cash per month by paying off credit cards!

Get cash by tapping into your home’s equity!
Get up to $766 per month by lowering your loan payment!

*Examples only. Your options may vary.

dumb loans

30 Year Fixed/4.500%

20 Year Fixed/4.375%

15 Year Fixed/3.875%

10/1 Adjustable/4.250%

7/1 Adjustable/4.125%

5/1 Adjustable/4.125%

Don't take our word for it.

We value your trust so after you choose your smart loan we pair you up with an experienced loan officer who can answer your questions.

Hardie from Chino, CA

DLJ Review

I just want to thank Robert McClung and Janeen Cadwell for their kind assistance through the loan process. Although I had many questions in the beginning, Robert provided the information required to make me feel comfortable with refinancing our home. What a great experience and I highly recommend DLJ Financial. Thanks again Robert and Janeen for the great service.

Reviewed: April 24, 2018

Dennis from San Francisco, CA

Always Positive

I dealt with Robert McClung and when were hitting some bumps in the road he was persistent and managed to get our business loan through. He’s a real professional and knows his business. I’d love to deal with him again if we have the opportunity in the future

 

Reviewed: April 23, 2018

Ed from Pasadena, CA

Excellent

Anthony Marroquin and his team were knowledgeable and provided me with clarity through the entire Re-Fi process. If you are looking for a credible, cost-effective, efficient and solution oriented mortgage broker, go with Anthony Marroquin and DLJ Financial.

 

Reviewed: March 28, 2018

Tommy Y. from Cathedral City, CA

They were professional, courteous and efficient

DLJ were great in handling the refinancing of my home and I must give great shoutout to Olivia and Ranee because they were professional, courteous and efficient in the handling all of my refinancing. They kept me in the loop in all of the stages of the process.

I will definitely tell others about DLJ financial.

Reviewed: July 16, 2018

Nick S. from Orcutt, CA

By far the best service I’ve had with any lenders.

Naomi, was extremely helpful and took the time to explain all options in depth. She was very professional and quick to respond to any questions. By far the best service I’ve had with any lenders. Thank you Naomi!

Reviewed: July 2,, 2018

Carlos from Murrieta, CA

Pleasure doing business with…

I appreciated the teams thoroughness and constant updates throughout the entire process.

Reviewed: June 10, 2018

Tommy Y. from Cathedral City, CA

Professional and courteous

DLJ were great in handling the refinancing of my home and I must give great shoutout to Olivia and Ranee because they were professional, courteous and efficient in the handling all of my refinancing. They kept me in the loop in all of the stages of the process.

I will definitely tell others about DLJ financial.

Reviewed: July 16, 2018

Dennis from San Francisco, CA

Always Positive

I dealt with Robert McClung and when were hitting some bumps in the road he was persistent and managed to get our business loan through. He’s a real professional and knows his business. I’d love to deal with him again if we have the opportunity in the future

Reviewed: April 23, 2018

Ed from Pasadena, CA

Excellent

Anthony Marroquin and his team were knowledgeable and provided me with clarity through the entire Re-Fi process. If you are looking for a credible, cost-effective, efficient and solution oriented mortgage broker, go with Anthony Marroquin and DLJ Financial.

Reviewed: March 28, 2018

Guillermo from Santa Maria, CA

Great Job Ethan

I worked with Anthony M and Ranee M for the Refinance of my current FHA loan. Anthony was very through and explained everything with detail during the entire process of the loan. Ranee was also super thorough and easy to deal with. I would have no issue of using them again for my mortgage needs. DLJs process was mostly all online and worked flawlessly.

Reviewed: March 22, 2018

Nick S. from Orcutt, CA

By far the best service I’ve had with any lenders.

Naomi, was extremely helpful and took the time to explain all options in depth. She was very professional and quick to respond to any questions. By far the best service I’ve had with any lenders. Thank you Naomi!

Reviewed: July 2, 2018

Carlos from Murrieta, CA

Pleasure to do business with…

I appreciated the teams thoroughness and constant updates throughout the entire process.

Reviewed: June 10, 2018

Tommy Y. from Cathedral City, CA

Professional and courteous

DLJ were great in handling the refinancing of my home and I must give great shoutout to Olivia and Ranee because they were professional, courteous and efficient in the handling all of my refinancing. They kept me in the loop in all of the stages of the process.

I will definitely tell others about DLJ financial.

Reviewed: July 16, 2018

Dennis from San Francisco, CA

Always Positive

I dealt with Robert McClung and when were hitting some bumps in the road he was persistent and managed to get our business loan through. He’s a real professional and knows his business. I’d love to deal with him again if we have the opportunity in the future

Reviewed: April 23, 2018

Ed from Pasadena, CA

Excellent

Anthony Marroquin and his team were knowledgeable and provided me with clarity through the entire Re-Fi process. If you are looking for a credible, cost-effective, efficient and solution oriented mortgage broker, go with Anthony Marroquin and DLJ Financial.

Reviewed: March 28, 2018

Guillermo from Santa Maria, CA

Great Job Ethan

I worked with Anthony M and Ranee M for the Refinance of my current FHA loan. Anthony was very through and explained everything with detail during the entire process of the loan. Ranee was also super thorough and easy to deal with. I would have no issue of using them again for my mortgage needs. DLJs process was mostly all online and worked flawlessly.

Reviewed: March 22, 2018

Nick S. from Orcutt, CA

By far the best service I’ve had with any lenders.

Naomi, was extremely helpful and took the time to explain all options in depth. She was very professional and quick to respond to any questions. By far the best service I’ve had with any lenders. Thank you Naomi!

Reviewed: July 2, 2018

Carlos from Murrieta, CA

Pleasure to do business with…

I appreciated the teams thoroughness and constant updates throughout the entire process.

Reviewed: June 10, 2018

Try it. It's a snap.
Smart
LoanSnap analyzes your entire financial picture and makes recommendations in seconds.
Saves time
Stop wasting time filling out forms and analyzing your financial information. Let us do the work for you.
Peace of mind
LoanSnap keeps track of your financial situation in real-time ensuring you have the best loan now and in the future.
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Our locations

LoanSnap Holdings, Inc.
370 Brannan St., San Francisco, CA

LoanSnap, Inc.
3070 Bristol St., #200, Costa Mesa, CA

© 2018 LoanSnap, Inc. All rights reserved. LoanSnap, Inc. is a direct lender. NMLS #76967 (NMLS access page).
Lending services provided by LoanSnap, Inc., a subsidiary of LoanSnap Holdings, Inc. Note: any references to LoanSnap on this website correspond to the legal entity LoanSnap, Inc.