LoanSnap invented the world’s first smart loan technology that uses artificial intelligence to analyze a person’s entire financial picture and shows simple ways to benefit from a smarter loan now and into the future. By working with LoanSnap, users can save money, time and feel confident that their home loan will safeguard their financial needs.

Leadership
Karl Jacob
Founder, CEO
LoanSnap Holdings, Inc.
Karl Jacob is a serial entrepreneur who has been building, advising and investing in companies for the last 20 years. During his career Karl has raised 23 rounds of financing from a wide range of investors, including True Ventures, Baseline Ventures, Richard Branson’s Virgin Group, Microsoft, eBay, Integral Partners, Norwest Ventures, Greylock, Benchmark Capital, FT Ventures, Ignition Partners and Vulcan Ventures. Many of Karl’s companies have been successfully acquired, including Dimension X, acquired by Microsoft; Keen/Ingenio, acquired by AT&T; Cloudmark, acquired by ProofPoint; and Coveroo, acquired by Zazzle. Across his various tenures as a start-up CEO, Karl has generated hundreds of millions of dollars in investor returns and up to $150 million in revenue per year. In 2005 he joined Facebook as one of its first advisors and has gone on to advise several other companies. Karl is also a prolific angel investor and mentor for start-up companies including Mayvenn, June, Healthtap, Everlane, Skillshare, Rescale, Memsql, Haven, Shippo and many others. He holds a B.S. in Computer Science from the University of Southern California’s Engineering School, where he sits on its board of counselors.
Allan Carroll
Founder, CTO
LoanSnap Holdings, Inc
Allan Carroll is a serial entrepreneur and engineer who wrote his first professional code for a local mortgage company over 20 years ago. Allan holds an M.S. in Computer Science and Engineering from the University of Washington, where he researched compiler algorithms for ultra-parallel architectures. Since, he has started FamilyLink (acquired by Ancestry), Piick (acquired by Fundly), Hangtime, and now, LoanSnap. His companies and technology have scaled to serve tens of millions of people. Allan has also worked with Microsoft Research, helped build MemSQL’s cloud database offering, and advised numerous companies on scaling their software and engineering teams, such as VidAngel, VCare, Amplitude, and Time, Inc. Throughout his career, Allan has focused on joining diverse groups of people and new technologies to create cohesive and scalable software. His true passion lies in building solutions that can enhance people’s lives.
Rich Harkwell
Chief Mortgage Officer
LoanSnap, Inc.
Rich Harkwell is a 20+ year veteran in the financial services industry who began his career at Norwest/Wells Fargo. While at Norwest, he attained top sales honors and went on to spearhead their National Call Center team, including overseeing the integration of Norwest’s inside sales operation during an acquisition of Prudential Home Mortgage. Rich went on to join Citi Mortgage, where he led the company’s Consumer Direct, Mortgage Retention, and Relocation Lending units. Midway through his career, and drawn to the emerging online lending space, Rich exited Citi to join a team comprised of Kohlberg Kravis Roberts’ and industry veterans to form Nexstar Financial. Nexstar became a pioneer in the end-to-end digital mortgage industry, won awards for innovative technology, and was ultimately sold to MBNA/Bank of America. Rich has continued his entrepreneurial pursuits by founding an independent insurance brokerage agency and negotiating a successful exit with the private equity investors group GTCR.
Lorne Lahodny
Chief Strategy Officer and President
LoanSnap, Inc.
Lorne Lahodny is a mortgage industry veteran with over 20 years of experience in building and scaling lending companies. Lorne began his mortgage experience by becoming a successful Loan Originator, a role in which he developed expertise in marketing and business development. He went on to build Secured Funding, a pioneer in the digital lending space and one of the industry’s largest mortgage finance companies. Lorne scaled the company to over a $100 million valuation, with over 3,000 funded loans per month, and a team of over 1000. Lorne’s later career focused on creating a new mortgage firm that could provide smart counsel, great loan products and an amazing consumer experience. DLJ Financial, Inc., the culmination of that vision, has been recognized as a lender of choice by borrowers and partners. From mortgage to escrow, Lorne’s 20+ years of experience in creating, building and managing mortgage businesses has helped grow multiple technology-focused companies with total valuations over $100 million.
Phil Dandridge
Chief Financial Officer
LoanSnap, Inc.
Phil Dandridge has spent the last 20+ years as either Treasurer or CFO of multiple financial services institutions. Following his graduation from the University of Southern California’s Marshall School of Business, Mr. Dandridge joined the workout division of a major specialty finance company and subsequently went on to head the operations of its consumer auto leasing division. A significant portion of Phil’s career has been spent in senior financial positions at Fortune 100 firms, which has given Phil extensive experience working with most major banks and Wall Street firms on both the domestic and international levels.
Angela Jeffers
General Counsel and Chief Compliance Officer
LoanSnap Holdings, Inc.
Angela Jeffers is a legal and compliance expert with over 20 years of experience. Prior to joining LoanSnap she served as Assistant General Counsel, Senior Vice President at Bank of America for seven years. Angela also oversaw the legal and compliance function for HSI USA, a subsidiary of Hyperwallet Systems, Inc. Prior to joining LoanSnap Holdings, Inc. Angela served as both General Counsel and Corporate Secretary for an online consumer lending company that provided deferred presentment, installment loans, and credit cards. In these roles, Angela set the strategic direction of the company’s legal function; advised the company on legal and regulatory developments; and guided the company’s legal management team, board of directors, and company business leads on the legal and compliance implications of strategic transactions.
Cameron Findlay
SVP of Secondary Markets
LoanSnap, Inc.
Cameron Findlay is an accomplished mortgage industry leader with over 20 years of experience, whose expertise lies in combining technical savvy with media aplomb. Cameron has made a tremendous impact during his career by focusing on hedge optimization and innovative modeling techniques to improve earnings and reduce the costs of mortgage origination. Cameron's career highlights include serving as Chief Economist and Head of Capital Markets Strategy at Lending Tree, where he then progressed to become the Head of Secondary Marketing & Capital Markets at Discover Home Loans (the parent company of the mortgage business division of Lending Tree Loans / LendingTree.com). Prior to his role at LoanSnap, Cameron served as Executive Vice President of Capital Markets at Paramount Equity Mortgage, where he oversaw product and pricing development and was responsible for the company's financial performance. Cameron has also written research articles that have been published by The New York Times and The Washington Post, and has been engaged in live speaking events and media presentations on national news networks including CNBC and CNN.
Ryan White
VP of Tech Operations & IT
LoanSnap Holdings, Inc.
Ryan is an Operations and Information Technology expert with over 20 years of leadership experience in the IT/DevOps/Infrastructure space. Prior to his current role leading the DevOps and IT support teams at LoanSnap, Ryan served as the Vice President of Operations at Cloudmark, where he oversaw all aspects of the company’s information systems infrastructure and created immense value by driving systems efficiency and improving processes through automation. In addition, he retained talented employees in competitive hiring conditions and worked closely with managers to understand their teams’ needs and help them reach their goals.
Investors

“I love to invest in companies that make people’s lives better and LoanSnap is exactly that. Its technology allows consumers to take control of their financial lives and will shake up the mortgage market. The strong founding team combined with its tech and a dedication to helping consumers will be a winning formula.”

Sir Richard BransonFounder at Richard Branson’s Virgin Group

Advisors